How Much Can I Earn and Still Collect SSDI?
If you work while you are collecting disability benefits, special rules apply:
Trial work period – you can work up to 9 months in any five year period and continue to collect disability benefits. There is no cap on your earnings during the 9 month trial work period. If you earn more than $670 in a month in 2008, that month counts as a trial work period month. In 2007, the trial work period trigger was $640, and in 2006, the trial work period trigger was $620.
Extended Period of Eligibility. After you have used up your nine months of trial work , Social Security looks at your earnings on a month by month basis for a 36 month "extended period of eligibility." During the extended period of eligibility, you receive your regular SSDI check if your earnings are not "substantial." If your earnings are "substantial" you are not eligible for a check in that month. How much is "substantial?"
2009- $980 per month
2008- $940 per month
2007 – $900 per month
2006 – $860 per month
If you earn more than the above limits for a particular month, you will be asked to repay Social Security for any disability benefits received during that month. SSA will literally review your earnings month by month – if you exceed the limit for a particular month, you will have to pay it back.
In addition, if your earnings record shows a pattern of work, SSA will likely review your case to determine whether benefits should be stopped. This is called a "continuing disability review" and is an eligibility issue rather than a money issue, although the two often go hand in hand.
Note that special rules apply for blind disability claimants – a blind person can earn more money before his earnings are deemed "substantial."
Jonathan Ginsberg


Comments on How Much Can I Earn and Still Collect SSDI? »
i am married does my husband income amount affect me from being eligable for ssi
whats is quality review? how long does it take and can they overturn an approval? if so how often?
Approved Claimant Returns to Work - Are there any Defenses to a Continuing Disability Review or Termination Action by SSA @ 4:14 pm
[...] have posted a table on this blog setting out what you can earn and still fall below SGA (substantial gainful activity). Social Security will look at your earnings month by month to [...]
My husband has maniers disease and can no longer hear. He is a salesman and his employer will be asking him to step down in his position since he can not hear customers even with his hearing aids. He is 56. How long should it take to get on disability and where do we turn to for health ins? Do they usually turn down these cases for the first couple of years?
Thanks